Bankruptcy
Stop creditor calls, garnishments, and foreclosure immediately with federal bankruptcy protection. Fresh start or structured repayment — we guide the right path.
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Trusted Legal Guidance for Individuals, Families, and Business Owners
Comprehensive debt relief and litigation representation across all of Texas.
Stop creditor calls, garnishments, and foreclosure immediately with federal bankruptcy protection. Fresh start or structured repayment — we guide the right path.
Learn More →Served with a creditor lawsuit? Don't ignore it — a default judgment can freeze your accounts and garnish wages. We defend against debt claims and aggressive collectors.
Learn More →Not ready for bankruptcy? We negotiate directly with creditors to reduce what you owe — often settling for far less than the balance. One simple payment for all creditors.
Learn More →Find the debt relief solutions you need, all in one place. Our law firm is committed to providing professional, personalized debt relief solutions for both individuals and businesses.
Backed by 23+ years of experience and thousands of client successes across Texas and Georgia.
Rated highly by clients for experience, results, and trusted guidance throughout the legal process.
Debt relief strategies tailored to your specific financial challenges — never a one-size-fits-all approach.
Handle your debt relief needs securely and conveniently online — from free video evaluation to case resolution.
text or call for an — Immediate Free Consultation (866) 934-4645




Hooman Khoshnood is a veteran bankruptcy attorney with over 25 years of experience, originally from Georgia and now proudly serving clients across Texas. He earned his Juris Doctor from the University of Georgia School of Law in 2003.
Before founding Hooman Khoshnood Law PC, he led a multi-office bankruptcy practice in Atlanta and served as in-house counsel for a major international financial institution — giving him rare insight into how creditors think.
"With decades of hands-on experience and a genuine commitment to helping people, Hooman is dedicated to finding the best path forward for every client — no matter how complex the situation."
"I was fortunate enough to have Hooman represent me as my attorney in my Chapter 7 Bankruptcy. Hooman was extremely knowledgeable, professional, and available throughout the entire process."
"I had the pleasure to go through my bankruptcy with Hooman Khoshnood. He did an amazing job at explaining every step of the process and making me feel comfortable throughout."
"Excellent service! They explained to me which was the best option to solve my problem and supported me throughout the entire process. Highly recommended."
No commitment, no fees — just an honest look at your financial options.
A customized legal strategy built specifically around your situation and goals.
No surprises — you stay fully informed and in control every step of the way.
We do the heavy lifting while you focus on moving your life forward.
You don't need to visit an office. We represent clients across all of Texas through a secure, fully remote process — as simple as a video call.
Answers from a licensed Texas bankruptcy attorney.
If you've been served with a debt lawsuit in Texas, it's important not to ignore it. In many Texas cases you have as few as 14–20 days to respond. Ignoring the lawsuit results in a default judgment — which can lead to wage garnishment or bank account levies. Contact our office immediately.
Bankruptcy may be worth considering when debt has become unmanageable and other options are no longer viable — such as facing foreclosure, lawsuits, or wage garnishment. Our free evaluation helps you determine the right path forward.
That is not how bankruptcy works. Texas has very generous exemptions. In most cases you keep your primary vehicle, primary residence, retirement accounts, insurance benefits, and household goods. Bankruptcy is a financial reset — not a loss of everything you own.
Chapter 7 eliminates most unsecured debt in 3–6 months. Chapter 13 creates a 3–5 year repayment plan to help you catch up on secured debt and keep your home. The right choice depends on your income, assets, and goals.
Whether you're in Austin, Houston, Dallas, or anywhere in between, Hooman Khoshnood Law, PC is ready to help you.
Can't make it to an office? No problem. We represent bankruptcy and debt relief clients across the entire state of Texas through our secure online process — same expert legal representation from the comfort of your home. Same-day appointments available.
Expert guidance on bankruptcy, debt relief, and Texas law — written by a licensed attorney.
Consumer Bankruptcy
Understand the differences, eligibility requirements, and which chapter best fits your financial situation.
Debt Litigation
Being served with a lawsuit doesn't mean it's over. Learn your options and how to fight back effectively.
Consumer Bankruptcy
Will you lose everything? Learn how Texas and federal exemptions protect your home, car, and retirement.
25+ years of experience. 1,500+ clients helped. Same-day appointments available.
No fees. No commitment. Same-day appointments available.