Central Texas

Waco
Bankruptcy Attorney

Experienced, compassionate legal support for individuals and businesses throughout Waco and McLennan County. Chapter 7, Chapter 13, debt settlement, and civil litigation — in person or fully online.

State Bar of Texas Austin Bar Association NACBA Member NACA Member American Bankruptcy Institute
Waco, Texas
510 Austin Ave
Waco, TX 76701

* By Appointment Only

Waco Bankruptcy Lawyer | Debt Relief, Debt Settlement & Civil Litigation

If you're looking for a trusted Waco bankruptcy attorney or Waco debt relief lawyer, Hooman Khoshnood Law, PC provides experienced, compassionate legal support for individuals and businesses throughout Waco and McLennan County. We handle Chapter 7, Chapter 13, and Chapter 11 Bankruptcy, as well as Debt Settlement, Debt Lawsuit Defense, and Civil Litigation.

Whether you're facing a creditor lawsuit, dealing with overwhelming debt, or trying to protect your assets, we provide clear guidance and practical solutions to help you regain financial control.

Serving Waco, McLennan County & Central Texas

Our Waco location offers convenient access for clients throughout Central Texas, including:

  • Waco
  • McLennan County
  • Surrounding Central Texas communities

We are equipped to assist clients in person or online, offering a fully virtual bankruptcy process for those who prefer the convenience of working from home. All you need is a smartphone to get started.

Comprehensive Debt Relief Options

At our Waco office, we provide guidance in a wide range of legal and financial matters, including:

Bankruptcy filings (Ch. 7, 13, 11)
Debt settlement & negotiations
Debt collection lawsuit defense
Civil litigation – financial disputes
Foreclosure defense
Repossession concerns
Wage & bank account garnishment
Asset protection & reorganization
Tax debt resolved via bankruptcy
Creditor representation in bankruptcy

We evaluate your full financial picture to determine the best legal path forward, whether that means filing bankruptcy, negotiating with creditors, or defending you in court.

What Our Clients Say

"After losing my job, debt piled up fast. Mr. Khoshnood walked me through Chapter 7 and I got a fresh start. The whole process was done online — incredibly convenient."

Robert M., Waco
McLennan County

"I was nervous about bankruptcy but the team made it easy to understand. Very compassionate and professional. Everything was handled remotely without any issues."

Teresa H., Waco
McLennan County

"Creditors were garnishing my wages and I didn't know where to turn. HK Law stopped it quickly. Excellent service and very knowledgeable attorney."

David K., Central Texas
McLennan County

★ Reviews reflect real client experiences. Results may vary based on individual circumstances.

Counties Served — Waco & Central Texas

Our Waco office serves clients throughout McLennan County and surrounding Central Texas communities:

  • McLennan County
  • Bosque County
  • Hill County
  • Limestone County
  • Freestone County
  • Navarro County
  • Robertson County
  • Falls County
  • Coryell County
  • Hamilton County
  • Comanche County
  • Mills County
  • Lampasas County
  • Bell County
  • Milam County

We serve clients across the Western District of Texas and can represent clients from any county with our fully virtual process.

Frequently Asked Questions

No. Our Waco location is available by appointment, but our entire process can be handled virtually. You can consult with us, submit documents, and complete your case entirely online from your home in McLennan County.
Yes. If you have been served with a debt collection lawsuit in McLennan County or surrounding areas, we can provide a defense strategy. In many cases, filing bankruptcy creates an automatic stay that halts the lawsuit immediately.
Chapter 7 bankruptcy can eliminate credit card debt, medical bills, personal loans, and most unsecured debts. Some debts like student loans, recent taxes, and child support are generally not dischargeable.
A Chapter 7 case typically takes 3–6 months from filing to discharge. A Chapter 13 case involves a 3–5 year repayment plan. We will walk you through the timeline during your free consultation.

Why Clients Choose Our Waco Law Firm

Highly Experienced Bankruptcy & Debt Relief Attorney
With thousands of bankruptcy cases handled, Mr. Khoshnood brings deep knowledge of both consumer and business debt law.
Local Commitment with Modern Convenience
We combine local accessibility with the option to handle your entire case online — from consultation to filing.
Judgment-Free Support
Our focus is helping you move forward, not assigning blame. We treat every client with dignity and respect.
Free Consultation
Every case begins with a detailed evaluation to help you understand your risks, challenges, and legal options.

Get the Legal Help You Need —
Free Consultation

Overwhelmed by debt, a lawsuit, or a legal dispute? At Hooman Khoshnood Law, PC we provide a comprehensive, personalized legal strategy for bankruptcy, debt lawsuit defense, and civil litigation — all in one place.

Text or call for an immediate Free Consultation